If you’ve spent any time in outpatient care — family medicine, pediatrics, internal medicine, psychiatry, you name it.
Every clinician wrestles with this question, especially when the visit isn’t straightforward but not exactly complex either. Get it wrong, and you either leave money on the table or risk audits, recoupments, and those unwanted payer love letters.
The trick is understanding the real difference between these two codes — not just the textbook definitions you see in seminars, but the practical, everyday decision-making doctors use. Let’s break down the time, complexity, documentation, and billing rules in a way that feels human, not like wading through a CMS manual.
At their core, 99213 = low-to-moderate complexity, while 99214 = moderate complexity.
Most clinicians already feel this difference instinctively, but the 2021 E/M guideline updates made things simpler by basing these codes primarily on:
These rules follow the CMS 2021–2024 Evaluation & Management (E/M) guidelines, which eliminated history and exam as scoring elements and prioritize Medical Decision Making or total time.
Both paths lead to the same place, but MDM is still the most common drive. Here’s the simplest way to think of it:
Many providers avoid using 99214 even when they should, out of fear of being audited. Most Medicare and commercial payer audits identify undercoding, not overcoding. Proper documentation—not the code itself—is what determines audit risk. Medicare’s own audit data shows that under-coding is far more common than over-coding, and it costs clinics thousands of dollars.Â
Both CPT 99213 and 99214 apply to established patients, meaning the patient has received professional services from the provider or another provider of the same specialty within the past three years
CMS defines Medical Decision Making using three elements: the number and complexity of problems addressed, the amount of data reviewed, and the risk of complications or morbidity.
This is the first—and often the most evident—difference between the two codes.
99213 Examples:
The pattern?
One problem. Low severity. Nothing that makes you sweat.
99214 Examples:
In these situations, the condition is worsening, treatment may need to change, or you may need to evaluate multiple problems in one visit.
This is where providers often downcode without realizing it.
For 99213, you usually document:
Pretty routine stuff.
For 99214, you’re typically doing one or more of the following:
This is the deal-breaker category—and the most misunderstood.
99213 risk looks like:
99214 risk includes:
If there’s even a chance of complications, third-party involvement, or escalation, then 99214 applies.
99213 vs 99214 in Psychiatry and Mental Health Visits
In psychiatry, 99214 is commonly appropriate when adjusting antidepressants, antipsychotics, mood stabilizers, or managing worsening anxiety, depression, or bipolar symptoms. Stable follow-ups without medication changes typically fall under 99213.
Time matters only if you document it clearly.
Typical time ranges (varies slightly by payer):
But here’s the real secret:
Most clinics accidentally hit 99214 but don’t bill it because they forget to document counseling, reviewing history, patient education, coordination, or charting done on the same day.
If you spend 15 minutes with a patient but another 20 reviewing old charts, calling specialists, updating medication lists, and writing a note, that time counts.
Just document it properly.
Telehealth visits may be billed using 99213 or 99214 as long as Medical Decision Making or total time requirements are met and documented, following Medicare and payer-specific telehealth policies.
Most clinicians know the elements, but not how to phrase them.
If your plan says: “Continue current medication, return in 3 months, “you’re probably at 99213.
Example of a 99214 plan: “P remains uncontrolled despite 3 weeks of adherence. We are increasing the dose, ordering CMP + BMP, and scheduling a 2-week follow-up. Patient counseled on risks of uncontrolled HTN.”
That kind of detail immediately signals moderate complexity.
If a significant, separately identifiable procedure is performed on the same day as an E/M visit, modifier -25 may be required. Proper documentation must clearly support that the E/M service went beyond the procedural work.
Quick 99214 Documentation Checklist
Clinicians lose thousands of dollars each year due to small, avoidable documentation and coding errors. Most of these mistakes happen in busy clinics where everyone is moving fast and trying to keep up. Here’s what usually goes wrong — and the simple fixes that keep money from slipping through the cracks.
Many providers feel pressured to choose MDM simply because it’s the “traditional” way. You don’t have to.
Fix: Pick whichever method (Time or MDM) gets you the correct code and is documented clearly. If the time supports 99214, use it. Don’t leave money behind.
A stable chronic condition doesn’t magically become 99214 just because it’s chronic.
Fix: If the condition is stable with no changes, it usually fits 99213 — unless something else (like new symptoms, new testing, or a secondary problem) raises the complexity.
Writing “dose adjusted” or “increased meds” isn’t enough to support 99214.
Always document why you’re changing the medication and what the expected outcome is. Write a complete medical reasoning sentence, not a shorthand note that leaves room for interpretation.
Providers often spend time reviewing labs, imaging, external provider notes, or ER discharge summaries — but forget to document it in the chart.
Fix: A straightforward sentence, like “Reviewed cardiology note from 3/14; results impact today’s plan,” can legitimately move a visit from 99213 to 99214.
Risk is one of the biggest drivers of 99214—and also the most frequently underdocumented.
Fix: If you start a new medication that requires monitoring, note it. If the patient’s condition is worsening, write it. These details clearly justify moderate MDM.
Downcoding occurs when services qualify for 99214 but are billed as 99213, while upcoding involves billing a higher level without documentation support. Both can impact compliance and revenue.
Medicare vs commercial payer reimbursement scrutiny
While Medicare strictly follows CMS E/M guidelines, many commercial payers apply similar MDM standards with additional utilization review, making consistent documentation essential across all payers.
These numbers vary by payer and state, but here’s the typical pattern:
| Code | Medicare (Average) | Commercial Payers (Average) |
| 99213 | $80–$95 | $95–$130 |
| 99214 | $120–$150 | $140–$210 |
Across thousands of claims, clinics see 30–40% higher payments for 99214 than for 99213.
If you under-code even 10 visits a week, that’s:
Multiply that across multiple providers, and the losses become huge.
Coding 99213 vs 99214 doesn’t have to feel like walking through a minefield. Once you understand the flow — problem complexity, data review, and risk — the picture becomes clear. Most providers actually do the work that qualifies for 99214, but they forget to document it or under-code out of caution.
The result? Lower reimbursement, inconsistent revenue cycles, and constant second-guessing. That’s where strong billing support makes a massive difference.
Psychiatry and mental health visits frequently qualify for 99214, especially when managing medication adjustments, worsening symptoms, or complex treatment plans. Yet many providers undercode due to audit fears or unclear documentation standards.
At ANR Medical Billing, we specialize in psychiatry and mental health billing services. Our team ensures your E/M visits are coded accurately, supported by compliant documentation, and optimized for maximum legitimate reimbursement—without increasing audit risk.
From antidepressant and antipsychotic management to ongoing therapy and medication follow-ups, we help psychiatry practices:
Let our psychiatry billing experts handle the coding—so you can focus on patient care.
Contact ANR Medical Billing today to optimize your mental health revenue cycle.
The primary difference between 99213 and 99214 is the level of Medical Decision Making (MDM) or total time spent on the date of service.
99214 is appropriate when conditions are worsening, medications are adjusted, additional data is reviewed, or clinical risk is higher.
Yes. CPT codes 99213 and 99214 apply only to established patients—patients who have received professional services from the provider or a provider of the same specialty within the past three years.
New patients must be billed using 99202–99205.
Not automatically—but most medication changes support 99214 when properly documented.
To qualify, the note must explain why the medication was changed, the clinical risk, and the expected outcome. Dose adjustments, new prescriptions, or medications requiring monitoring typically indicate moderate risk, supporting 99214.
No. Stable chronic conditions without changes usually qualify for 99213, not 99214.
To bill 99214, the chronic condition must be worsening, uncontrolled, or require treatment modification, additional testing, or increased clinical risk.
Typical time ranges (on the date of service) are:
Time includes face-to-face care, chart review, documentation, counseling, care coordination, and reviewing external records—as long as it’s documented.
Yes. 99214 can be billed for telehealth visits if Medical Decision Making or total time requirements are met and documented.
Telehealth visits follow the same E/M rules as in-person visits, subject to payer-specific telehealth policies.
No. 99214 is not automatically a higher audit risk.
Audits focus on documentation quality, not the CPT code itself. In fact, Medicare audit data shows undercoding is more common than overcoding, leading to lost revenue rather than compliance risk.
Yes. 99214 is commonly appropriate in psychiatry and mental health care, especially when:
Stable follow-ups without treatment changes usually qualify for 99213.
Yes. Reviewing labs, imaging, or external provider notes can support 99214 when it influences clinical decision-making.
The documentation should clearly state what was reviewed and how it impacted today’s treatment plan.
To support 99214, documentation should include:
The note must clearly explain why the visit required moderate complexity care.
Yes. Modifier -25 may be appended when a significant, separately identifiable E/M service is performed on the same day as a procedure.
Documentation must clearly show that the E/M service went beyond the procedural work.
Undercoding leads to:
Many practices lose $20,000–$30,000 annually per provider due to consistent undercoding of 99214.
Both Medicare and commercial payers follow CMS E/M guidelines for MDM and time.
Commercial payers may apply additional utilization review, making clear documentation essential to avoid denials or downcoding.
The safest approach is to:
Proper documentation—not conservative coding—is what protects against audits.
A specialized medical billing company:
This ensures providers are paid for the care the
SERVING CONNECTICUT AND SURROUNDING COMMUNITIES